Miami Insurance Law Firm
In the United States, approximately one in fifteen insured homeowners files an insurance claim for damages each year. The most common reasons for an insurance claim are the following: wind damage, hail damage, water damage and fire and smoke damage.
Miami and South Florida’s tropical climate and waterfront location create additional perils and risks to homeowners and businesses, which are commonly addressed through comprehensive “all risks” or open risk home insurance policies. While these insurance policies may sound great, the coverage they typically provide is the minimum coverage required by the mortgage lender. Insurance providers are in business to protect their financial interests, and often minimize claims and find ways to deny coverage or downplay benefits in the event of a loss.
At first, Miami Insurance policyholders often assume they are covered fully. However, after a disaster strikes, they discover, all too late, that some or all of their losses or damages are in dispute with a Florida home insurance company.
This is where the client-focused law firm of Insurance Litigation Group (ILG) steps in. ILG fights aggressively on behalf of residential, commercial policyholders and restoration, mitigation companies, to produce maximum recovery results from insurance companies through our deep understanding of insurance law, cutting-edge technology and proactive approach to litigation.
Types of Miami Home Risks and Insurance
If you have important insurance issues or concerns, call the offices of Insurance Litigation Group for a consultation at 786 527-0090
Ways Insurance carriers can deny or limit your insurance benefits
- Claim that your damage is due to a pre-existing condition
- Assert that your claim is not covered under the terms of your policy
- Offer you a low settlement amount that does not cover your losses
- Allege that your claim is fraudulent
- Claim that you did not keep up with your premium payments
- Fail to investigate or respond to your claim
- Cancel your policy based on recently-discovered “errors” in your application
The Insurance Dispute Recovery Process
The attorneys of ILG and their investigators will gather evidence of the damage, review the insurance adjuster’s report, and file your claim or proof of loss statement. They also will represent you at any examination under oath, and be an advocate on your behalf.
If necessary, ILG will pursue litigation to make every effort that you get the benefits you are entitled to.
Other Insurance Issues Handled by Insurance Litigation Group, PA
ILG Serving the insurance recovery needs in Miami – Dade County, Florida
Miami is Florida’s premiere World Class residential business and tourist destination. Miami’s metropolitan area is the eighth-most populous and fourth-largest urban area in the United States. The greater Miami Dade area has a population of over 5.5 million residents.
Miami has the third tallest skyline in the U.S. with over 300 high-rises. Downtown Miami is home to the largest concentration of international banks in the United States, and many large national and international companies.
Miami has over 200,000 students enrolled in local colleges and universities, placing it seventh in the nation in per capita university enrollment.
The Port of Miami, known as the “Cruise Capital of the World,” has been the number one cruise passenger port in the world. It accommodates some of the world’s largest cruise ships and operations and is the busiest port in both passenger traffic and cruise lines. Metropolitan Miami is also a major tourism hub in the southeastern U.S. for international visitors, ranking number two in the country after New York City.
Other Cities Served by Insurance Litigation Group