Insurance plays an important role in dealing with catastrophic risks for homeowners. In the US 1 in 15 homeowners file an insurance claim for damages each year. Types of home insurance claims include: fire and smoke damage, windstorm, flood, and theft.
Naples and South Florida’s unique tropical climate and waterfront location creates additional risks for homeowners and businesses. These risks are commonly addressed through home insurance policies that have comprehensive “all risks” or open risk home insurance coverage. While it may appear reassuring to have this form of coverage, all these insurance policies typically provide is the minimum coverage required by the bank or lender. It’s important to remember that Insurance providers protect their financial interests, and may attempt to lower payouts on legitimate home insurance claims.
It is very common for Naples Insurance policyholders to assume they are 100% covered when in fact; their claim may be disputed on a variety of grounds with a Florida home insurance company.
The law firm of Insurance Litigation Group (ILG) aggressively represents the interests of homeowners, commercial policyholders, and restoration or mitigation companies, to produce insurance claim recovery results through our deep knowledge of Florida insurance law and the insurance litigation process.
Forms of Naples Home Insurance Risks
Naples Hurricane Damage Insurance
Call Insurance Litigation Group today at 786-527-0090 for a consultation regarding your important Naples home insurance issue.
How an Insurance company can deny or limit your insurance claim
- Offer you a payout amount that doesn’t cover your damages
- Allege that your claim is illegitimate or fraudulent
- Claim that you did pay all of your insurance premiums
- Fail to timely investigate or respond to your claim
- Assert that your damage is due to a pre-existing condition
- Suggest that your claim is not covered under the terms of your policy
- Cancel your policy based on “errors” in your application
The Insurance Litigation Group Insurance Recovery Process
Our attorneys and professional investigators will gather evidence of your damages and will carefully review the insurance adjuster’s report. We will then properly file your claim or proof of loss statement. As experts, our lawyers and professionals can represent your interests in an Examination Under Oath (EUO), Recorded Statement, Appraisal, Mediation, Arbitration and Trial and be a legal advocate for you.
Insurance Litigation Group will make every effort to make sure you get the benefits you are entitled to and if circumstances require, we will initiate litigation proceedings against the insurance carrier.
Other Naples Insurance Claims Issues by Insurance Litigation Group
Our firm serves the insurance recovery needs of Naples and Southwest Florida.
The Naples-Marco Island, Florida area has a population of over 322,000 residents. Naples is one of the wealthiest cities in the United States, with the sixth-highest per capita income in the country and the second-highest proportion of millionaires per capita in the US. Homes and real estate in the Naples, Florida area is among the most expensive in the country, with many luxury homes selling for over $40 million.
The city of Naples was founded in late 1880s by former U.S. Senator John Stuart Williams and his partner, businessman Walter N. Haldeman, the publisher of the Louisville Courier-Journal. During the 1880s there were many magazine and newspaper stories boasting of the area’s mild climate and abundant fish similar to the city in Naples, Italy. Overtime the name Naples caught on. Major development started after the Florida railroad reached the city in 1927.
The economy of Naples is largely based on tourism, high end residential real estate development and agriculture. Naples reports more than 300 sunny days a year. Naples is normally frost-free and the growing season is 365 days. Due to its proximity to the Florida Everglades, Naples is also popular among nature lovers Worldwide. Naples is home to many small non-profit organizations do to the areas significant wealth.
Other Cities Served by Insurance Litigation Group
Tampa Insurance Law Firm (link to city page)
Fort Myers Insurance Law Firm (link to city page)