fbpx

Resources

Florida Insurance Law and Industry Resources

Insurance Litigation Group is pleased to provide the following links and resources for the benefit of public adjustors, policyholders and their assignees, who are interested in learning more about the business of insurance in Florida and on the national level. If you find yourself in need of legal assistance regarding an insurance property or casualty claim in Florida, call ILG at 786-529-0090 for a free consultation with our experienced and successful insurance litigation attorneys.

A.M. Best Company – A.M. Best is the company most often looked to for ratings of insurance companies both nationally and globally. Registration is required to search a company’s ratings, but registration and searches are free and can help you understand a carrier’s financial strength, issuer and issue credit ratings, and much more.

American Bar Association – Whether you are an attorney who practices insurance law, a public adjuster looking to stay current in this specialized legal field, or a policyholder or assignee with a specific insurance-related legal issue, the ABA’s Tort Trial and Insurance Practice Section (TIPS) provides news, books and periodicals on civil litigation and insurance law. ABA members can get further involved by joining the Insurance Coverage Litigation Committee or Property Insurance Law Committee.

American Insurance Association – At the website of this industry-funded trade organization, you can find a wealth of information on insurance, from the basics of how insurance works and definitions of insurance terminology, to an abundance of links to the many government agencies involved with the property and casualty industry.

Florida Division of Insurance Agent and Agency Services – This page contains all the needed information for agents/adjusters and agencies/firms regarding requirements to obtain and maintain a license, the different types of licenses, and what each license is used for.

Florida Office of Insurance Regulation – The OIR regulates the insurance industry in Florida and helps ensure that insurance companies are complying with applicable laws and regulations. Additionally, OIR monitors the Florida insurance markets to see that consumers are being given fair rates. Here you can perform a company search to find information on any insurer active in the state.
Insurance Information Institute – The III is another industry-funded group that offers a variety of material to the public to help increase understanding of what insurance is and how it works.

McCarran-Ferguson Act – This federal law, beginning at 15 U.S.C. 1011 and continuing through section 1015, explicitly allows the individual states to regulate the business of insurance in their state, including the regulation of individuals engaged in the insurance industry.
National Conference of Insurance Guaranty Funds – Guaranty funds exist to reimburse a policyholder for a covered loss when the primary insurer is insolvent or does not have the ability to pay its claims, such as might occur after a hurricane or other widespread natural disaster. In Florida, the Florida Insurance Guaranty Association acts as the state’s property and casualty guaranty fund. These websites both provide basic information to aid in understanding what guaranty funds are and how they work.

National Conference of Insurance Legislators – NCOIL advocates for state legislatures in Washington on the topic of insurance, striving to keep regulatory authority with the states and out of the hands of the federal government. Sign up for their newsletter or follow their Twitter feed to keep up with the latest legislative developments and other information regarding the regulation of the insurance industry.

What Our Clients Say

“We were so tired of non-returned phone calls from our insurance company. Their claim to having sent payment when they hadn’t was ridiculous. We had spent 6 months trying to resolve with no luck. We called Insurance Litigation Group and they resolved our claim simply and professionally.” 

G. Monin

“Thank you for your swift attention to my case.  Everything ran smoothly.  They gave me multiple options and always answered the phone!”

M. Close

“Excellent law firm if you are having trouble getting your Florida homeowners insurance company to pay your hurricane claim fairly. They have an excellent reputation in the panhandle and throughout Florida.” 

A. Fiske

“Best law firm to deal with Hurricane Michael  home insurance disputes. They understand how to maximize your insurance payout when dealing with insurance adjusters and claims departments. Highly recommend.”

I. Britton

“We hired ILG when our public adjuster could push no further with our insurance company to get our claim settled after Hurricane Michael and he advised us to file a lawsuit. We recently settled and received our final payment checks a couple of days ago. My husband and I are very pleased with the results. ILG did a great job for us. Thank God for people like this to help homeowners when insurance companies don’t want to pay out after a disaster! I highly recommend ILG.”

J. Moore

“I was very happy with the time and work that ILGpa did for me. Without their help I would not have the positive results that I received. Thank you so much for your help. I would recommend this group to anyone.”

M. Loranger

Our Offices

We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.

Insurance Litigation Group serves clients across the state of Florida. With over 7 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company. 

By Appointment Only*

Contact Us

Contact us today about your situation so we can fight to get you paid. We can assist you in any coverage dispute, disagreement over liability or damages, or related matter.

Translate Page »