Your Orlando Florida home can be your most valuable financial asset. Properly protecting your home from perils and risks is essential for your family’s livelihood and peace of mind. Each year; floods, windstorms, fires and personal property theft cause billions of dollars in damage and property losses. Understanding the terms of a home insurance policy is complex. Often homeowners learn that filing and getting paid on a home insurance claim is a much more contentious process than simply chatting with an insurance sales agent and paying the insurance premium. Assessing damage and estimating repairs and losses can varying significantly from the perspective of the insurance company vs. the homeowner or repair professional. When home insurance claim disputes become deadlocked, it’s time for a homeowner to seek competent legal advice from a home insurance lawyer who understands home insurance policy terms and can represent a policyholder consumer to receive the maximum claim benefits available under the law.
Have a home insurance claim dispute? Call Insurance Litigation Group Law Firm today for a consultation at 786 527-0090.
Orlando Florida’s tropical climate puts homeowners are higher risk than other regions of the United States. Tropical storms, hurricanes and flash floods are common in central Florida and the resulting damage can be catastrophic. Unfortunately, most homeowners shop for home insurance based on price and “small print” terms of coverage can vary widely. Often these low-cost policies provide the lowest form of coverage available acceptable to the lender or financial institutions.
After a storm or disaster homeowners often learn that home insurance coverages and payouts can vary significantly. Furthermore, analyzing and evaluating damage and repair expenses is well beyond the average homeowner’s ability. Insurance providers know this, it is not uncommon for an insurance provider to try to minimize their coverage payout and lessen their financial obligation to the policyholder. Insurance companies claim division representatives are experts in the nuances of Fl home insurance laws and may offer an inadequate claim payout, or deny a claim in its entirety.
ILG – The Law Firm of Insurance Litigation Group was created to represent Central Florida home insurance policyholders and to make sure they receive the highest insurance claim proceeds they deserve under the terms of their home insurance policy. ILG’s lawyers have decades of experience in dealing with Florida insurance carriers and know the insurance statutes in home insurance underwriting and consumer claim protections offered by state insurance regulatory agencies. Each home insurance claim dispute is unique Insurance Litigation Group’s team of experts and lawyers give each client the personal attention they deserve. If an insurance providers refuse to pay a fair and reasonable claim on a policy, ILG can bring suit on a client’s behalf, and seek are a variety of remedies to receive a satisfactory financial outcome.
Types of West Palm Beach Home Risks
Ways an insurance company can attempt to deny or reduce your legitimate home insurance claim
- Suggest that the home damage was a previously existing condition
- State your claim is not covered under the contractual terms of your policy
- Give you a “low ball” offer to settle your claim
- Allege that a claim is an act of fraud
- Contend there was a mistake in your home insurance application and deny you coverage and any claim
- Claim insurance premiums have lapsed and thus deny coverage
- Delay your claim processing to create a financial hardship for you to weaken your ability to negotiate a fair settlement
Insurance Litigation Group has a team of qualified lawyers and experienced professionals to expedite your case through the claim dispute process. ILG often uses private investigators and contractor specialists to gather evidence and estimates regarding your claim and damages. Our team will carefully review the insurance adjuster’s findings and file a proper claim for your damages that are fair under the terms of your policy. If an insurance provider refuses to provide a reasonable settlement on a claim your attorney can file a home insurance lawsuit in a Fl court and these experts can provide legal testimony on your behalf at trial.
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Insurance Litigation Law Firm Serving Orlando / Central Florida Homeowners
Orlando’s diverse neighborhoods span a broad spectrum. From the bustling urban center of downtown Orlando to the old Florida charm of Osceola County, and from the ancient oak-canopies of Seminole county to the rolling hills of Lake County, the Orlando region is rich with history and character.
The Orlando region comprises 95 cities and towns in seven counties, each offering a unique family or retirement lifestyle and vast business opportunities. Orlando metropolitan area has a population of over 2.5 million residents, making it the 23rd-largest metropolitan area in the United States, and the third-largest metropolitan area in Florida behind Miami and Tampa.
Orlando is one of the most-visited cities in the world drawing over 75 million visitors driven by tourism, major events, and conventions. The two largest and most internationally renowned tourist attractions in the Orlando area are Walt Disney World and the Universal Orlando Resort. The Orlando International Airport is the 13th-busiest airport in the United States and the 29th-busiest in the world.
Other Cities Served by Insurance Litigation Group:
Fort Lauderdale Insurance Law Firm