Your Irma or Alberto Homeowners Insurance Claim Was Denied – What To Do Next
It has been nine months since Hurricane Irma made landfall last September and many Florida homeowners and businesses experienced wind and water damage, but are still frustrated with insurance company tactics to delay, underpay or require seemingly unending mountains of paperwork. According to the Florida Office of Insurance Regulation, there were almost a million claims throughout the state with 92,513 claims still open. Most recently, property owners have experienced property damage from Sub-Tropical Storm Alberto, as well, estimated at more than $50 million.
At this point, many Floridians still find themselves in need of legal advice on how best to recover and get paid fairly.
To remedy this problem, Floridians were offered a toll-free hotline that connected them to lawyers from the Florida Bar Young Lawyers Division. They received advice on landlord-tenant or foreclosure issues, home repair contracts and contractors and how to file property insurance claims. Unfortunately, that hotline officially closed on June 15, but here’s the good news: The attorneys and claims consultants at the Insurance Litigation Group (ILG) are here to review your insurance policies, inspect your damage and claim and assist in getting you paid for your storm–related losses.
ILG consists of a diverse-multilingual group of attorneys, legal assistants, loss assessment specialist and former public adjusters. Our experienced team has extensive and deep knowledge in the field of insurance law and can assist you throughout the recovery process. So if your property was damaged by Hurricane Irma or Sub-Tropical Storm Alberto, don’t delay, give us a call today at 786-529-0090 so we can help you better understand the next steps. Our experienced and aggressive attorneys will help you determine what you are owed under your policy and will advocate on your behalf to see that you get the full benefits you are entitled to.
Have your Denial or Underpayment Letter and Your Policy Immediately Reviewed By an Attorney Who Specializes in Insurance Law
It is extremely important to fully understand the scope of your policy’s coverage. An attorney knowledgeable in insurance law is best equipped to review the terms of the policy along with the denial or partial denial letter from your insurance company to determine how best to address why the insurance company is not giving you the compensation that you are entitled to under your insurance policy..
Even if the letter from the insurance company reflects their agreement to pay for part of your claim, the attorney reviewing your policy and the partial denial letter, may determine that you still have recourse against the insurance company for the balance of what is really owed to you. If your insurance policy was destroyed in the storm, fire, etc., don’t worry, the attorney can request a copy from the insurance company.
The Insurance Litigation Group Is Here to Help
Having your homeowner’s insurance claim denied can be extremely frustrating and confusing. You are already stressed by the damage inflicted on your property. If your claim is denied or even partially denied, the Insurance Litigation Group will look into the reason for the denial. If the insurance company wrongfully denied your claim, our attorneys will aggressively advocate on your behalf and litigate as necessary to see that you get the benefits you are entitled to. This is why it makes sense to speak to an attorney to discuss your legal options and get sound legal advice. The Insurance Litigation Group is comprised of skilled Florida attorneys who can assist you in examining your policy and the merits of the denial.
Contact our office today for a free consultation.